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September 21, 2018

Protecting the Financial Identities of the Vulnerable

             The Federal Trade Commission (“FTC”) has announced that starting on September 21, 2018, credit freezes will be free from each of the three nationwide credit reporting agencies (Experian, Equifax and TransUnion).  This comes after several high-profile security breaches at popular retailers and financial institutions.  Formerly, nominal per-person charges were assessed by each credit reporting agency for freezing, and then again for thawing, credit files.  These fees, when compounded across each of the three reporting agencies and each member of a household, lead to charges which may have discouraged participation in these progr...

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